Chicago, IL – Illinois residents will soon see relief from unexpected ambulance costs as a new law, the No Surprise Ambulance Billing Act, takes effect January 1, 2027.
According to the Steger Fire Department, the law—signed recently by Governor J.B. Pritzker—will eliminate excessive and surprise ambulance bills for patients. Under the measure, out-of-pocket expenses for ambulance services will align with what patients already pay for an emergency room visit under their health insurance plan.
Insurance companies will be required to pay ambulance providers at approved rates. In addition, providers will receive compensation even when treatment is given without transporting a patient to the hospital. Fire officials noted this ensures agencies are reimbursed fairly while also protecting residents from unexpected medical costs.
State officials say the change is meant to balance patient protection with financial stability for emergency response agencies. For many Illinois families, an unexpected ambulance ride has meant thousands of dollars in medical bills, even with insurance coverage. Starting in 2027, those costs will be capped at a predictable copay level.
Local fire departments and EMS agencies are expected to provide more updates as the law’s implementation date approaches. In the meantime, residents are encouraged to review their insurance plans to understand how coverage will apply under the new law.
This article was produced by a journalist and may include AI-assisted input. All content is reviewed for accuracy and fairness.
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